Appraisal services for Pineville and Rapides County homeowners

Here are the top reasons LA homeowners order from Home Appraisals:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. To challenge a LA property tax assessment
  3. Remove PMI to lower your mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a LA divorce, when real estate property needs to be divided
  7. Settle an estate in LA by determining the true market value of real estate in question

Do you own a house in or near Pineville? Do you need help determining the price of your real estate?
Contact Home Appraisals.

We at Home Appraisals understand the unique needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Home Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value report than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At Home Appraisals, we're seasoned in helping customers just like you rid themselves of unneeded PMI insurance.

Challenge property tax assessments

If you live in an area that is going down or is not appreciating as much as other houses close by, your local tax assessor may have your house overvalued. That means you are going to pay more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Home Appraisals is your perfect weapon.

Was your HELOC recently frozen?

If your property is in a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow point of view, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Home Appraisals can provide you with efficient appraisal to help you reinstate your home equity line of credit.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned appraiser to double-check your appraisal for precision, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? Home Appraisals offers field reviews where we go out and check the subject and comps in question. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Home Appraisals can help you with that. While typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your home.